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Welcome to Inter-State Federal Savings

On March 15, 1889, eight men met in Room 7 of the West Side Lumber Company building at 5th and Oakland in Kansas City, Kansas. They discussed the scarcity of financing for home building in the area. Those eight men recognized both the growing appeal of homeownership and the need for a way to assist families who found it increasingly difficult to save enough money to build a decent home. By unanimous vote, Inter-State Building and Loan Association was formed that day. In 1956, the institution switched to a federal charter and changed its name to Inter-State Federal Savings and Loan Association of Kansas City.

The association maintained its office in several different locations in downtown, Kansas City, Kansas. Our home office is located at 711 Minnesota Avenue, Kansas City, KS. As Wyandotte County expanded to the west, Inter-State opened two branch offices. In 1962, a branch was opened at 132 Oak Street, Bonner Springs, KS . Another office was opened the following year in the Wyandotte Plaza Shopping Center at 78th and State Avenue. In 2007, this branch was moved to a newly-remodeled facility at 1919 N. 78thStreet, Kansas City, KS.

Our Trusted Payday Lending Partner

Meet our affiliate company BadCreditCashASAP that provides payday loan products for Kansas Residents. We don’t stop here! Together with BadCreditCashASAP, we contracted several lending companies like A1 Mortgage, CoreFirstBank, and Zippia Lending.

This partnership started its lending activity, thus firmly establishing its priorities towards the efficiency of the services offered on the Kansas market, facilitating the population’s access to financial sources in a fast and straightforward way.

BadCreditCashASAP’s mission is to increase citizens' access to available financial sources in the most advantageous conditions and with maximum simplicity. The organization is driven by creating mutual relationships with its customers, trust, responsibility, and respect.

The combination of professional and straightforward service, technological and progressive innovation defines the company’s primary objectives that tend daily to a continuous performance in the field. Thus, we implement new lending opportunities that correspond with dignity to the organization’s image and the clients’ gratitude.


The association ventured into Johnson County, Kansas, with two new branches. In 1970, the office at
8629 Metcalf, Overland Park, KS was opened. Five years later, a new office was built at
8000 State Line, in Leawood, KS.

May 1, 2016, Inter-State Federal Savings and Loan of Kansas City will merge with First Federal Bank of Kansas City

Click here to learn more about the merger

As greater Kansas City's oldest savings and loan association, Inter-State Federal has maintained its focus of encouraging thrift and homeownership since 1889. Brief but informative descriptions of our deposit accounts and mortgage products are provided through this website. Please take a moment to review this information. If you have additional questions, contact any of our five office locations. Each is staffed with experienced personnel to help you further.

Thank you for your inquiry.